Non-fault accident specialists · Northern Ireland

Got hit?
Get Compy.

One call and we handle everything — hire car, repairs, legal support. Your compensation, sorted. Zero cost to you.

24/7Always available
£0Cost to you
NIBased & operated
Your case, step by step
Case #2410
Accident reported
Done
Hire car arranged
Done
Repair authorised
In progress
Legal file opened
Pending
Compensation settled
Pending
C
Got hit?Get Compy Zero cost to you24/7 Northern Ireland Hire car sortedRepairs handled Legal experts on your sideOne call does it all Not your faultAll your compy Got hit?Get Compy Zero cost to you24/7 Northern Ireland Hire car sortedRepairs handled Legal experts on your sideOne call does it all Not your faultAll your compy
How it works

Four steps.
Zero hassle.

From the moment you call, we take over. You focus on getting back to normal. We handle the rest — at no cost to you.

1

Call us first

Don't call your own insurer. Call Compy first. Our 24/7 NI helpline takes your full accident details, confirms your non-fault position, and sets everything in motion from one conversation. The sooner you call, the sooner we can get moving.

Under 5 minutes
2

Your hire car is arranged

A like-for-like replacement vehicle is organised immediately — available same day in most cases. We deal directly with the at-fault driver's insurer so you don't have to pay a penny upfront. You stay mobile while your own car is being repaired.

Same day
3

Your car is repaired

We direct your vehicle to one of our approved repairers across Northern Ireland. Repair is typically authorised within 48 hours. All work is project-managed by us, carried out to the highest standard, and the cost recovered directly from the other side's insurer. We chase them — not you.

Authorised within 48 hours
4

You get your Compy

If you've been injured, our legal team opens your file and pursues your compensation claim — general damages, medical expenses, rehabilitation costs, and any other losses you've suffered. Your compy. That's the whole point.

Average 9–12 months
What we do

Everything. Handled.

Six services. One call. All coordinated by Compy so you don't have to think about any of it.

🔧

Vehicle repairs

Approved repairers across NI. Authorised within 48 hours, project-managed by us, all work guaranteed and insurer-funded.

⚖️

Legal claim

Soft tissue, whiplash, or more serious injury — our legal team pursues every element of compensation you are entitled to receive.

🚑

Recovery & storage

If your car isn't driveable, our partner recovery operators are dispatched within the hour. 24/7, province-wide coverage.

🩺

Medical referral

We arrange your medical examination and rehabilitation at an approved MedCo clinic. Booked for you, at no cost to you.

📋

Case management

One dedicated case manager. One phone number. Full visibility of your case at every stage from first call to settlement.

Why Compy

We're nothing like the others.

The NI accident management market hasn't changed in years. Every other company is repair-led, vehicle-first, and slow. Compy is built differently — for the person, not the car.

Faster than any competitor

Hire car same day. Repair authorised within 48 hours. No waiting for a call back that never comes.

🏛️

Legal expertise in-house

Unlike every competitor, we don't refer your legal claim away. Our own solicitors handle it — keeping your compensation where it belongs.

📍

Genuinely NI

Not a GB company parachuted in. We know NI roads, NI courts, and NI people. Built here, for here.

How we compare
FeatureCompyOthers
In-house legal teamNo referral fees. No outsourcing.
Same-day hire carLike-for-like vehicle
Repair within 48 hoursAuthorised and managed
Dedicated case managerOne person who knows your case
Province-wide coverNot just Belfast
Zero cost to youEverything recovered from at-fault insurer
What people say

Real people. Real Compy.

★★★★★
"Every other company I spoke to asked about my car first. Compy asked how I was. That told me everything I needed to know."
D
Declan O.
Derry · Junction accident
★★★★★
"My compy came through faster than I expected. The legal team were straight with me from the start and kept me updated throughout."
C
Claire B.
Newry · Roundabout collision
FAQs

Questions? We've got answers.

Everything you need to know about getting your Compy. Still unsure? Call us any time on 028 9018 4406.

What exactly is "my Compy"?+
Your "Compy" is your compensation — the money you are legally entitled to receive from the at-fault driver's insurer following a non-fault accident. It can cover your injuries, any financial losses, vehicle damage, and inconvenience caused. Compy (the company) exists to make sure you receive every element of compensation you are owed, properly and promptly.
Does it really cost me nothing?+
Yes — because the accident was not your fault, all costs associated with the accident management process, including your hire car, repairs, recovery, and legal fees, are recovered directly from the at-fault driver's insurer. You pay nothing upfront and nothing at the end of the process.
Why should I call Compy instead of my own insurer?+
When you call your own insurer first, they manage the claim on your behalf — but their interests are not always aligned with yours. They may accept a lower settlement, use their own approved repairers at reduced rates, or charge your policy excess. Compy acts entirely in your interest. We recover all costs from the other side's insurer, your no-claims bonus is protected, and you receive independent legal advice on your compensation. Always call Compy first.
I've already called my own insurer. Is it too late?+
Not necessarily. Depending on how far your claim has progressed, we may still be able to assist. Call us and we will advise you honestly on what is possible. For any future incident, remember — call Compy first.
How long does a personal injury claim take?+
For straightforward soft-tissue injuries such as whiplash or neck and back strain, most cases resolve within 9 to 12 months. More complex injuries may take longer. Your dedicated case manager will keep you updated throughout, and our legal team will advise you honestly on timescales from the outset. Vehicle repairs and hire car matters are typically resolved within 2 to 4 weeks.
What if I wasn't injured — can Compy still help?+
Absolutely. If you have suffered no injury, we can still manage your hire car, vehicle repair, and recovery at no cost to you. We handle all the administration and deal with the at-fault insurer on your behalf so you don't have to spend time on calls, forms, or chasing. Even without a personal injury element, one call to Compy saves you significant time and stress.
Do you cover all of Northern Ireland?+
Yes. We operate province-wide, including Belfast, Derry/Londonderry, Tyrone, Fermanagh, Armagh, Down, and Antrim. Our recovery and repair partner network covers all areas. If you are in Northern Ireland, we can help.
What if the other driver disputes they were at fault?+
Disputed liability cases are exactly why having specialist legal representation matters. Our team will gather evidence, obtain witness statements, review CCTV where available, and instruct accident reconstruction experts if required. You will not have to deal with the insurers directly at any point. We manage the whole process on your behalf.
What information do I need when I call?+
As much as you have to hand — but don't worry if you don't have everything immediately. Useful information includes: the other driver's name and insurance details, the registration number of both vehicles, photographs of the damage and scene if safe to take, any witness details, the time, date, and location of the accident, and a brief description of how it happened. Our team will guide you through everything on the call.
Is my personal information safe with Compy?+
Yes. Compy is registered with the Information Commissioner's Office (ICO) and processes all personal data in accordance with UK GDPR and the Data Protection Act 2018. Your data is never sold to third parties. For full details please see our Privacy Policy.
Report your accident

One form.
We handle
the rest.

Fill in the form and we'll call you within 15 minutes during office hours, or first thing the next working day. Or call us directly any time — 24 hours a day, 7 days a week.

1
Fill in your details below
2
We call you within 15 minutes
3
Hire car arranged same day
4
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028 9018 4406
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Don't wait.
Get your Compy.

The sooner you call, the sooner we can get your hire car sorted and your case moving. It takes five minutes.

Report my accident now
028 9018 4406
Free · 24/7 · No obligation